|| Centaur Horse Walkers Financing Plans
- 100% Financing:
Traditional methods of financing usually do not include
soft items such as installation and freight. A lease transaction can
contain both of these, thereby allowing you to finance the entire package.
- No Down Payment:
Most traditional financing options require a sizable down
payment. On cash purchases this can be as much as 20%. Now down payment is
required on a lease.
- Use of Equipment:
Leasing is the use of an asset. Leasing enables you to pay
as you use.
- Fixed Payments:
In times when many financing transactions have floating
interest rates, knowing in advance what your payments will be enables you to
budget and manage equipment dollars.
- Longer Terms:
Many banks only lend money short term, usually 12 to 36 months.
In lease arrangements, the term can be as long as 60 months or even longer.
- Protection from Obsolescence:
Industry analysts say todays equipment can
be technologically obsolete much quicker than before, due to developmental
advances. This is especially true with computers.
Leasing provides the lessee with greater structuring flexibility
and the opportunity to make the most of such lease structuring variables as
number and amount of advance payments, purchase options, etc.
- Simpler Than Bank Loans:
Leasing programs and procedures are specially
designed to take the red tape out of financing capital equipment for business.
- Purchase or Renewal Options:
Most lease arrangements allow customers the
option to either purchase at a state amount or at Fair Market Value, or to renew
the lease at a reduced monthly payment.
- Conversation of Capital:
Many businesses lease to conserve capital. Leasing
always wins out in the lease versus buy analysis.
- Easier Cash Flow Forecasting:
Leasing, which is simply dollars-per-month
financing, helps an equipment user fit a monthly payment into their budget
because payments are fixed.
- Ability to Work Within Budget:
Many businesses lease because it allows them
to have the use of the equipment (which is all they really want) and still work
within operating budget limits.
- Tax Benefits:
Businesses can usually deduct their monthly lease payment as
an operating expense. This clearly reduces the net cost of the lease.
- Special Programs:
Marketing and pricing programs can be customized to
reflect the financing needs of specific industries.
- Master Lease:
Businesses with multiple locations or divisions can derive
benefits from a Master Lease Agreement (MLA), a master agreement between the
lessee and lessor as to the terms and conditions under which they will do
- State-of-the-Art Equipment:
When dollars are already budgeted, managers who
need newer equipment can conveniently acquire that equipment on a
- Additional Lines of Credit:
When equipment is bought with borrowed funds,
credit lines with a lender are reduced. When equipment is leased, a business
has, in fact established an additional line of credit with its lessor.
- Its Quick and Easy - - You can even do it Online:
By completing one simple
application, you can have an answer in just hours.
- Use Lessor for Other Equipment Needs:
While some companies have captive
finance companies to handle only their equipment, other lessor are in the
position to lease just about anything from photocopies to forklifts.
- Create Profits:
Leasing your new machinery and equipment will allow you to
preserve your existing cash flow to respond to new business opportunities. The
profit generated from the productivity of the equipment is usually greater than
the lease payments.
If leasing is desired, we offer leasing through:
|Hertitage Pacific Leasing
Contact: Mr. Robin Driver
3439 West Shaw Ave
Fresno, Ca 93711
||C/R Leasing & Financial
Contact: Ms. Carolyn Roth
7942 Maple #108
Fresno, Ca 93720
|Easy Lease Company
Contact: John Jack Mc Ginley
70 E. Penn St.
Norristown, Pa 19401
Contact: Pat Kelly
1754 N. Fine Ave
Fresno, Ca 93727
We have heard from our clients that these companies offer better customer
service, and better rates, than traditional financing through bank loans.
This information is accurate as of date of publication, but is
subject to change without notice. Send mail to Centaur@hotwalkers.com with
any questions or comments about our products or our website.
Copyright © 2001-2007,
Centaur Horse Walkers, Inc. ®.